If the treatments you’ve tried for back pain, headaches, and neck strain aren’t all they’re cracked up to be, this could be the answer.
If you’ve ever seen a doctor for back pain, you’re not alone. According to the Australian Institute of Health and Welfare, an estimated four million Australians have back problems.
Yet despite how common it is, often the precise cause of this pain is unclear and the single, best treatment for it is unknown.
Standard care recommendations include a balance of rest, stretching and exercise, heat, pain relievers, and time. Some doctors also suggest trying chiropractic care. But what exactly is chiropractic care? And, is chiropractic covered by private health insurance in Australia?
What does a chiropractor do?
Chiropractors use hands-on spinal manipulation and other alternative treatments. The theory is that proper alignment of the body’s musculoskeletal structure, particularly the spine, will enable the body to heal itself without surgery or medication.
Manipulation is used to restore mobility to joints restricted by tissue injury caused by a traumatic event such as falling, or repetitive stress, such as sitting without proper back support.
The Chiropractors Association of Australia states that in Australia there are more than 12 million visits to chiropractors each year.
A 2018 study published in the medical journal JAMA Network Open found that after six weeks of chiropractic treatment patients:
– reported less pain intensity
– experienced less disability and more improvement in function
– reported higher satisfaction with their treatment
– needed less pain medicine.
How much does a chiropractor appointment cost?
According to the Chiropractors Association of Australia, generally, first consults are approx. $70 to $140 and regular visits around $40 to $60. Chiropractors have varying initial consultation fees, depending on the needs of the individual.
Does health insurance cover chiropractor visits?
Chiropractor services can be covered through private health insurance extras cover, although the amount you can claim on these visits will depend on your policy’s limit.
These services are only covered under extras health insurance policies, not hospital policies. While chiropractic cover is a common feature of extras policies, not all policies pay a benefit towards it. Be sure to review your policy to check what is and isn’t covered and whether any limits apply.
FAQs: Private Health Insurance Extras
How long do I have to wait before I can claim chiropractic on health insurance?
If you have a new extras policy or recently upgraded your policy, you may have to serve a waiting period before you can claim chiropractic care. Chiropractic generally has a two-month waiting period, but this can be longer or shorter depending on your policy.
Does chiropractic health insurance have annual claim limits?
Yes, extras health insurance policies will typically have annual claim limits, which vary depending on your policy. For example, it may have coverage limits of $200 to $700 to spend on chiropractic health care every year.
Are chiropractor appointments covered by Medicare?
No, Medicare Australia generally doesn’t bulk bill or cover chiropractic under the Medicare Benefits Scheme. However, if you’ve had a chronic or terminal medical condition for six months or longer, you may be eligible for a GP Management Plan and Team Care Arrangements (TCA) and Medicare rebates for five individual visits in a year.
Author: Kara Byers @ https://www.news.com.au/
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